You say that I can buy when I want to.
And you say that I had all this time, so.
And I thought all the terms were simple,
even though all the words were long.
But with this bill I'm reading,
now I feel like I did something wrong,
cuz I owe you. Yea - I owe you.

You say I only give when I need to.
And no APR on eight balance transfers
on every new transactions of anything, anywhere
I don't understand why these fees are there
I thought I'd get a warning, but no no no.

And so I start to yell and I curse,
I tear the envelope up -
that's when all of the panic sets in.
Copped a new coat, cuz I wanted one in gray
to match the Maserati that I got the other day.
I sit and wonder as I think of the other things I bought
and what I put on the card.
And when I add them up, I am certain that I'm hosed.

Guess I figured I was clever,
but soon I'll just be poor.
I thought I had until forever until I had to pay em' back.
It seems I slacked too much.

How could I be so naive to
believe that I'd let slide
a bill that if you read like it reads
looks like I purchased Telluride.

God I owe you. Yea I owe you.

You said you called me for some money
and you wanted me to know
that you'd be sending a collector
for everything I owed because my bill was due.

Then you say "pay"
And I say "I don't have a way to"